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Self~Empowerment: Today’s Positive Statement– 01/20/19~
Today’s self-empowering statement to positively affect yourself: Repeat with me: I AM SUCCESS EVERY MOMENT! "I know I can make it all better if I continue believing, continue working toward achieving and continue positively conceiving within my mind the ideal outcomes I desire to receive! I know it's up to me to remain optimistic, stay faithful, and continue trusting who I am and what I am doing! I know love is the way..." to continue a greater life! Great day to you, as a great day continues~ Edward F. T. Charfauros Life Guide and Author Source: https://repeat-with-me-i-am-success.mn.co/posts/2453928

Self~Empowerment: Today’s Positive Statement– 01/19/19~
Today’s self-empowering statement to positively affect yourself: Repeat with me: I AM SUCCESS EVERY MOMENT! "I am envisioning a better future for myself filled with awesome moments worth sharing! I am imagining for myself moments of joy, amusement, and great entertainment worth recalling! I am looking forward to these glorious moments and fun memories in my future..." to continue a greater life! Great day to you, as a great day continues~ Edward F. T. Charfauros Life Guide and Author Source: https://repeat-with-me-i-am-success.mn.co/posts/2449723

FHA loan requirements Houston and First-Time Home Buyers
Trying to save up for the conventional 20% for the down payment of a mortgage is the sort of financial impediment that bars first-time buyers who have limited savings from gaining homeownership. Federal Housing Administration (FHA) mortgage, being government-backed, is one answer for people who want to purchase a home, however, unable pull together a hefty down payment. Borrowers with FICO credit scores as minimal as 580 and lower can still fulfill FHA loan requirements Houston . It isn’t unusual to find borrowers with a FICO credit score as low as 500 qualifying for an FHA loan. However, they're anticipated to put at least 10 percent down of the total home purchase. Here is an account of FHA loan requirements Houston 1. The borrower must bear evidence of identification and validate a consistent income stream which can be represented through two recent paychecks. 2. The borrower needs to agree for a home appraisal from the home appraiser who is FHA-approved. 3. A FICO credit score of no less than 500 is required, with one caution. If the borrower of an FHA mortgage doesn't possess a credit record or alternatively, he has what is called "non-conventional credit history," the FHA may still support a home loan. To get a loan with 3.5 % downpayment, the borrower needs to have a credit score of 580 and no less. For instance, on a home that's bought for $400,000, the down payment amount must be at least $14,000. 4. For people who have their credit reports inked with bankruptcy, they will be required to be discharged from bankruptcy for at least 2-years, as well as they must not have encountered a home foreclosure for any less than three years. 5. There can’t be approval for an FHA loan for people who are behind on either their income taxes or your federal taxes on a student loan. 6. The FHA-approved lender is a must-have. The FHA lender should not be considered a real mortgage lender since they coordinate with the government-approved mortgage lenders who need to fulfill the precise FHA loan requirements Houston before being settled with FHA loan status.

THE BEAUTIFUL PRINCESS
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FRIED POMFRET FISH SWEET ACID SAUCE
Ingredients & seasonings: 2 pomfret fish 4 carrots, thinly sliced lengthwise, boiled drain 2 tablespoons of sago flour 200 ml of water 2 tablespoons of sugar 1 tablespoon of tamarind juice 60 ml of sweet soy sauce Salt Oil for sautéing & frying Sliced: 4 ginger fingers, sliced matches 6 cloves of garlic, thinly sliced 9 red onion slices, thinly sliced 2 tomatoes, sliced HOW TO MAKE A SWEET ACID CUSHION: Fry the cooked pomfret cooked, lift & drain from the oil. Heat oil, saute onion slices, garlic & fragrant ginger. Enter the solution of diluted sago flour first. Add tamarind water, sugar & salt. Stir well & cook the sauce thickens, add boiled carrots, stir well, turn off the heat. Arrange the fish into a serving dish, pour the sweet and sour sauce & the dish is served.

Self~Empowerment: Today’s Positive Statement– 01/18/19~
Today’s self-empowering statement to positively affect yourself: Repeat with me: I AM SUCCESS EVERY MOMENT! "I believe that I am worthy of a better life, better future, and better outcomes! I positively believe that I am receiving what I am worth and what I am valued for a better future! I am positively impacting lives while making a positive difference affecting my day..." to continue a greater life! Great day to you, as a great day continues~ Edward F. T. Charfauros Life Guide and Author Source: https://repeat-with-me-i-am-success.mn.co/posts/2444073

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Inside The Midnight Hour
How would you feel if you were a private eye and the mayor of your hometown called you up to help solve a murder case? On top of that, everyone in town still hates you, including your ex-girlfriend. Well, this is the situation Joe Frost has found himself in. Brought in to help solve a five-year-old case, enemies around every corner, and a police chief that wants you out of town. But these are minor things when he is faced with the true horrors that await him. The games that the killer will play with Joe’s mind will take him down a road that will change him forever. Question is, will he stop the killer before it’s too late?

Achieve Success with Self-Esteem
Looking to reach your goals and achieve greater success? Discover how self-esteem can help to you accomplish them and do so. Do you hate books that discuss theory or why and do not provide step by step strategies? You will learn step by step strategies that will help you to reach goal, let go, free yourself from stress, manage conflict and much more to have a happy and successful life.

Midnight Black - The Purge
Billy Russell’s career as a DEA officer abruptly ends when he cold-bloodedly executes the man who committed a heinous crime against him. Sentenced to 20 years hard labor in total isolation from the outside world, he’s suddenly, and without explanation, released on parole 5 years early. Returning to society, he learns that an isolated nuclear attack spread primal fear of a nuclear holocaust allowing Autocratic billionaires to seize control of the world. But their faulty economic policies have caused rampant poverty, crime, disease, and drug addiction. As a condition of his parole, Billy is assigned to a government drug enforcement unit in Boston, but soon makes a gruesome discovery of the unit’s true mission. Approached by a secret underground dissident group planning to overthrow the authoritarian world government, Billy joins them to end the demonic reign of tyranny only to discover the shocking details of what is really taking place. Midnight Black is a fast-paced, action packed thriller/suspense novel in the tradition of author Lee Child.

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Inside The Midnight Hour
How would you feel if you were a private eye and the mayor of your hometown called you up to help solve a murder case? On top of that, everyone in town still hates you, including your ex-girlfriend. Well, this is the situation Joe Frost has found himself in. Brought in to help solve a five-year-old case, enemies around every corner, and a police chief that wants you out of town. But these are minor things when he is faced with the true horrors that await him. The games that the killer will play with Joe’s mind will take him down a road that will change him forever. Question is, will he stop the killer before it’s too late?

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MaryAnn’s artistic journey officially began in February 2013 when she organized her first solo exhibition showcasing 30 new paintings created within 2 months. Since then she has illustrated 3 children’s books, painted 5 murals, organised and curated her first group exhibition in 2014, and now specialises in creating multiple cartoon portraits as gifts for her client’s loved ones. As an untrained professional artist, MaryAnn believes in dreams coming true, symbolised by her penguins living in the clouds and flying across the sky. She’s also a trained life coach and aspires to empower creatives to live the life they’ve always wanted. facebook.com/maryannloo.art instagram.com/penguingirl_art penguingirlart.tumblr.com

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