Category : Business
You will find good times and some times are bad to find new homes for sale in Dallas TX. When you pay attention to real estate agents, they'll probably tell you that just about any time is good; the actual truth is the fact that certain times of the season property sales fall under abysmal decline. Simply stated, there are times to market and times to hold out. Let us look at a number of the deciding factors for property sales possible. Sense tells us that the very best time to place new homes for sale in Dallas TX is once the industry is glutted with potential purchasers (commonly called sellers promote). The Law of Demand and Supply shows us that as need increases so do the costs which may be commanded for a property. In a seller's promote buyers are pressured to compete with one another for the houses on the marketplace; home costs typically go through the top () was intended by no pun. A seller's market is the maximum time in which to promote a house. Generally, the months of the season figure out the very best times to market. Probably The worst time for selling property is winter; December and November are probably the worst weeks of the season in which to attempt to promote the property. Holiday present time of year, inclement weather, as well as children at home for the holidays, mix to almost reduce product sales to zero during this particular time of year. Late summer months aren't a great time for selling a house. Many people try and make some moves properly before school starts, so their kids have time to settle in. Late summer also finds several people cramming in pre-return to school vacations; a lot more people are curious in enjoying the previous hurrahs of summertime than in searching for new homes. August is many people and hot month prefer to remain inside and enjoy the A/C instead of venturing out in the temperature to go shopping for a brand-new home. Springtime is the time of completely new beginnings; this's truly the best time to place property up for purchase. Shoppers are out as well as about after being confined throughout the winter season, and they're in the mood for change. Sellers are wise to make the most of the disposition and get the property of theirs on the market place from February to June. Make sure you get the lawn spiffed up and searching the very best to ensure that buyers will be attracted to the new spring style of the yard and flowers. Autumn is the next best time of the season to promote property; it's not hot, and it's not yet cold. With children returned to classes, adults may much more quickly go property shopping.
Are VA Loan With 500 Credit Score Houston Rates Superior to FHA Mortgage Rates?
There has always been a comparison struggle regarding FHA loan rates and the rates for VA loan with 500 credit score Houston. The finest mortgage rates made available to the borrowers today are VA mortgage rates. Being a veteran of the U.S Military, individuals are eligible for decreased mortgage rates on a new VA loan or a VA Streamline Refinance. Mortgage rates have been decreased across the board, to the extent that now they are at significantly lower limits. They haven't been this lower of a limit since the Disneyland opened its doors to the public! The drive behind the plunging of the rates was to improve the slow housing economy, but the valuable side effect is decreased house payments and increased money in our pockets. It is the right of a borrower, as an affiliate of the United States military to obtain benefits such as mortgage rates that are lower than those provided to civilians. Presently mortgage rates for FHA are still higher than the mortgage rates offered by the VA loan with 500 credit score Houston. This has not always been the case. Before 1934, homeownership used to be below 40 percent. To enhance homeownership and start the climb out of the home buyer’s depression, the Federal Housing Administration, known as FHA was created. The FHA then familiarized programs that provided realistic interest and mortgages rates, encouraging and enticing Americans to invest in homes. Under less than a couple of years, home ownership climbed to over 60 percent. As early as 1944, the Department of VA had realized that it had to offer reasonable loans to servicemen returning with a devastating credit history. While the preliminary stages of development were deficient, it has subsequently developed the VA loan with 500 credit score Houston program, and it is now one of the veteran's most appreciated benefits. As a veteran, retired or active, your military service needs to be rewarded, and the offer of decreased interest rates is merely one of a few modes in which the VA is appreciative of your services. With lesser VA mortgage rates, a veteran can benefit from affordable home ownership.
Indeed, even with the economy being what it is nowadays a great many people think that its simple to get a home advance with poor credit, regardless of whether it is a first home loan or a refinancing. You can get a poor credit home advance from a number of bad credit mortgage lenders Houston TX including banks, credit associations, home loan organizations and you can even get them on the web. Regardless of whether you're a first-time purchaser or a property owner with terrible credit hoping to renegotiate or get an equity advance you should set aside some time to look around for various bad credit mortgage lenders Houston TX. Get a quote from everyone that you find as they will vary, at times significantly. Contrast the rates in order to locate the best one. Home loan brokers have broad contacts, and they have practical experience in getting home loans for a wide range of borrowers. A home loan broker has one job, and that is to coordinate borrowers with home loan lenders. They normally approach a wide range of home loan lenders and will most likely get a wide assortment of credit choices for you. In case you're working with bad credit mortgage lenders Houston TX to get a bad credit home advance to make inquiries. Discover what the present rate is and what the most minimal cited rate for the day is. Don't simply acknowledge an advance in view of the regularly scheduled installment. Discover what the terms of the credit are and discover what your choices are. By getting some information about the entire terms, you'll see it less demanding to think about various home credits. You ought to likewise be getting some information about current loan cost choices. Are they offering you a fixed rate contract or an adjustable rate home loan? You'll likewise need to ensure you get some information about the down payment required on any home advance. When looking for terrible credit home advances, it's not abnormal to be looked with a 20% down payment prerequisite. Get this data and calculate how much you can manage.
How Teachers Are Using Harry Potter Books in School
Few books in modern history have captured children’s imaginations like the Harry Potter series. Together, the seven books that comprise the series have sold more than 500 million copies, which means J.K. Rowling’s anthology is the bestselling book series ever. According to some educators, the Harry Potter series has provided a gold mine of classroom opportunities. With its good versus evil dynamic and its schoolroom setting, the Harry Potter books touch on some of the struggles of childhood many kids can relate to. Whether the plot involves bullying, athletic/scholastic competition, or everyday classroom challenges, the incidences detailed in the Harry Potter books resonate strongly with millions of children. Within those pages, many educators feel they’re mining solid-gold nuggets of real-life wisdom that kids can easily comprehend. Parents’ Views According to Miraculous-Essays, the Harry Potter books have offered their kids a lifeline back to the world of literature. Since the publication of the first book, studies have shown that kids are reading longer books (with a 37 percent increase in page lengths from 1996–2006, and a 115 percent increase from 2006–2016). However, owing primarily to their religious beliefs, some parents want Harry Potter banned from the classroom because they feel the books promote, and even glorify, witchcraft and sorcery. They’d prefer their kids stay away from such topics. While some child psychologists argue that the books can provide some valuable life lessons for kids, many parents are simply uncomfortable with the themes of witchcraft and the violence within the stories, and they would prefer the books not be part of the classroom. Harry Potter Books in School Nevertheless, many teachers are using the Harry Potter books to teach a wide range of lessons in literary structure, metaphor, imagery, and plot planning. For English classes, the imaginative language of the books can provide an eye-opening exploration into the roots and development of language. Teachers are even using the Harry Potter books to teach STEM courses. For instance, one middle school math teacher uses potion formulas from the books to teach mathematical equations. The exploration of various potions in the series can also serve as the basis for a variety of chemistry lessons. Likewise, other magical feats detailed in the books—including the many games of Quidditch—can be used to illustrate various components in geometry and physics classes. Sites such as Varsity Tutors and Teach Hub offer detailed lesson plans that incorporate the Harry Potter books—and even the National Education Association (NEA) has a Harry Potter teaching tools page. Here’s a look at some of the ways school lessons are incorporating Harry Potter books: Students in grades 3–5 can create an alphabet book using Harry Potter themes and imagery Students in grades 6–8 can make short films comparing the concepts in the Harry Potter books to present day pop culture and ideology Students in grades 9–11 can learn the basics of chemistry using Snape’s potion formulas Social studies students can write essays comparing the fictional wars in the Harry Potter books with real wars in world history Language arts students can explore the development of new words by referencing some of the magical incantations in the Harry Potter books Social studies and political science students can discuss human rights issues based on the social injustices inflicted on Harry and his child wizard friends Science and history students can explore the links between Harry Potter and the early development of scientific experimentation According to many parents and educators, the Harry Potter books have provided ways to make learning not only more entertaining but also more relevant to today’s kids.
Digital Communication Projects in Matlab
IEEE Digital Communication Projects in Matlab
Arthur Samuel, an American pioneer in the field of computer gaming and artificial intelligence, coined the term "Machine Learning" in 1959 while at IBM. As a scientific endeavour, machine learning grew out of the quest for artificial intelligence. Already in the early days of AI as an academic discipline, some researchers were interested in having machines learn from data. Projectsatbangalore,They attempted to approach the problem with various symbolic methods, as well as what were then termed "neural networks"; these were mostly perceptrons and other models that were later found to be reinventions of the generalized linear models of statistics. Probabilistic reasoning was also employed, especially in automated medical diagnosis. digital communication projects in matlab
VA Loan With 500 Credit Score Houston Can Relieve Bad Credit Blues
A lot of people assume that if they possess poor credit, they will be confronted with difficulty gaining reasonable interest rates and mortgage terms since they might not qualify for a large number of loans. However, there are various options for financing available to candidates who have less-than-perfect credit and approved lenders willing to provide them with a second chance. VA loan with 500 credit score Houston is one such sort of financing particularly available to veterans and men and women presently serving in the militant services. VA Loans Have Flexible Eligibility Requirements To be eligible for a VA loan with 500 credit score Houston, candidates do not need to have high credit scores or significant income. These loans, being guaranteed by the Department of VA, are more forgiving of a candidate's credit history than other kinds of home loans and are considerably easier to acquire, as long as the candidate meets other income and credit requirements. These requirements comprise of one year with no aberrant payments and meeting requirements for minimum residual income, along with the maximum debt-to-income ratio. Most approved lenders will also necessitate that applicants possess a FICO credit score of at least 620. VA Loans Offer Assistance, Irrespective of Bad Credit History While many traditional loans base loan terms, for example, rates, on the candidate's credit scores and other aspects, VA loans do not. These loans provide reasonable rates regardless of the candidate's credit score. Since the VA guarantees a portion of every loan offered, lenders consider these candidates to be less of a risk. If a borrower is found to default on his loan, the VA will help ensure that the lender is protected against any monetary loss. Securing a VA loan with 500 credit score Houston with a reduced rate will make sure that the borrower has more money available every month for other expenses and will help them salvage large amount money over the life of the loan! VA loans provide other advantages to borrowers. Despite bad credit, a borrower can still benefit from having no down payment, which appears feasible for first-time home buyers and no mortgage insurance! This enables borrowers with more money that can be used towards their monthly mortgage payments. This is important since making timely mortgage payments will help restructure one's credit.
Which Direction Do You need to Seek for Home Loans for High Debt Ratios Houston?
Debt Ratio Basics A mortgage lender will inspect the elements of your loan application in the same way he examines other applicants. To say most fundamentally, a mortgage lender is supposed to compare your total debts with your gross monthly income. The total debts you have been evaluated as a monthly figure. This comprises of your monthly car payment, student loans, credit card payments, department store cards, and any other liabilities you have. This data is comprehensively available on your credit report, so won’t pay off if you try to hide your debts from your mortgage lender. If you don’t plan on telling them, remember that it is evident on your credit report where they can feasibly get an idea of your debt. The total amount of your debts that you are monthly liable to as compared to the gross monthly pretax income. Your total debt also encompasses your planned mortgage payment. Lenders work out what your monthly payment will be on a monthly base with the home loans for high debt ratios Houston and interest rate you are eligible for. Income Your pretax income encompasses your commissions, rental income, base salary, bonus, interest income, and any other source of income. The lender will relate these numbers to produce a debt to income ratio and your eligibility for home loans for high debt ratios Houston. If you have a monthly debt burden of $4,000 and your gross monthly income is $10,000, then your debt to income ratio will be calculated to be around 40 percent. Lender Approval Mortgage lenders possess guidelines for their various loan programs. Some of the hot-favorite loans that tend to be harder to get have a lower debt to income ratio level when compared to the rest. One loan program, for instance, a 5-year fixed rate loan, may necessitate a debt to income ratio well below 40%. Some other loan type, such as a minimum payment option loan, may necessitate a flexible ratio of 36%. Loan Amount Sometimes a lender will make use of the debt to income ratio to assist in determining how much of a size of home loans for high debt ratios Houston that you are eligible to be approved for. If you have a mortgage payment that is too large when compared to your gross income, the lender might approve you for a loan of a smaller size.
5 Ways Technology Can Help Your Business Go Global in 2019
All business owners have tons of responsibilities which often leaves them overwhelmed with the pile of tasks that need to be done along with challenges and obstacles to overcome. Expanding a business has never been easy but today, it is relatively easier to serve a global clientele thanks to the internet. This is an absolute gem for even the smallest businesses to create a global presence and since most businesses are now online due to consumer trend shift, success is theirs for the taking. Furthermore, technology is abundant and innovations are now an everyday occurrence so businesses need to keep up with them before in order to survive, thrive or grow depending on the circumstances. These innovations are of many categories like gadgets, marketing, communication, transportation, and even operation strategies. It is absolutely vital for businesses to adapt and evolve according to the market especially in the red ocean business where every other business is a potential threat to yours even though you may be ahead of them currently. The most common example of this was the downfall of Nokia which was by far the leading cell phone manufacturer from the late 1999 to 2008. Nokia was a respectable company and the CEO said in his last speech following Microsoft acquiring the company, “we didn’t do anything wrong, but somehow, we lost”. They did not do anything wrong but their competitors grew powerful and the world changed too fast. This proves that the advantage businesses have before, will be replaced by the trends of tomorrow. Not doing anything wrong won’t save you when your competitors will be doing everything right. So here are some great tips to put your business on the top of the world and expand it beyond your expectations;

1. Cloud Communication and Sharing

It is highly recommended to execute cloud communication and sharing whether your customers or clients are in other countries, or outsourcing and collaborating with people in different time zones and locations. Organization is the key and cloud storage solutions like iCloud and OneDrive can help you update your files in real-time so everyone involved in the operations is up to date. Plus, everyone can access these files offline so you can work efficiently without internet especially when you are in remote areas.

2. Flexible and Cost-Effective Communication Channels

Business communication was commonly executed by email, face-to-face meeting or phone in the past but in recent years, these channels have not been as highly regarded as they once were. Then we lived through the era of Skype and other video call application for virtual face-to-face meetings. FaceTime is now one of the trending applications is 2019 and we know there are some bugs here and there but trends suggest that consumers move quickly to the next big thing. However, when it comes written communication texting is the way to go and this is the trend that will never go away. Plus, you can integrate your website, CRM or software applications with a texting service using a Text API and send thousands of messages within minutes.

3. Mobile Tools

Managing expansion doesn’t entirely mean you get to do it from just one place. It requires some travel and tools to work efficiently on the road or at different locations. These include laptops, smart phones and tablets with office 265 as well as high speed internet digital marketing anytime. Plus, these tools can also save you time, energy and money with audio and videoconferencing features so you do not need to meet face-to-face with anyone for business. Photos and Videos ensure that you know who you are talking to and collaboration tools enable you to multitask like taking notes in real-time.

4. Digital Marketing

Today, businesses need to actively maintain their online presence which means that digital marketing is absolutely mandatory. This is because unlike traditional marketing, digital marketing offers ROI which you can measure and with the consumers active engagement online, it is proving to be more successful than print media, bill boards and commercials. So, if you have a website, you need to ensure that you are on the top page of search results as statistics indicate that 60 percent of shoppers purchase their products from the top 5 search results. Content and conversational marketing are also trending as customers want to know as much as they can about the product or service they want to purchase.

5. Database Segmentation

Mass marketing is great if you have the budget and if it is within your affordable loss. However, in most cases your product or service is not for everyone. This means that your audience should targeted accordingly with segmentation. Your database should be organized according to who your customers are, where they are, what they are looking for, and when they are looking to purchase. So, you should organize your database according to time, location, preferences, history, gender and any other relevant factors that may result in better budget management and response rate.
FHA loan requirements Houston and First-Time Home Buyers
Trying to save up for the conventional 20% for the down payment of a mortgage is the sort of financial impediment that bars first-time buyers who have limited savings from gaining homeownership. Federal Housing Administration (FHA) mortgage, being government-backed, is one answer for people who want to purchase a home, however, unable pull together a hefty down payment. Borrowers with FICO credit scores as minimal as 580 and lower can still fulfill FHA loan requirements Houston . It isn’t unusual to find borrowers with a FICO credit score as low as 500 qualifying for an FHA loan. However, they're anticipated to put at least 10 percent down of the total home purchase. Here is an account of FHA loan requirements Houston 1. The borrower must bear evidence of identification and validate a consistent income stream which can be represented through two recent paychecks. 2. The borrower needs to agree for a home appraisal from the home appraiser who is FHA-approved. 3. A FICO credit score of no less than 500 is required, with one caution. If the borrower of an FHA mortgage doesn't possess a credit record or alternatively, he has what is called "non-conventional credit history," the FHA may still support a home loan. To get a loan with 3.5 % downpayment, the borrower needs to have a credit score of 580 and no less. For instance, on a home that's bought for $400,000, the down payment amount must be at least $14,000. 4. For people who have their credit reports inked with bankruptcy, they will be required to be discharged from bankruptcy for at least 2-years, as well as they must not have encountered a home foreclosure for any less than three years. 5. There can’t be approval for an FHA loan for people who are behind on either their income taxes or your federal taxes on a student loan. 6. The FHA-approved lender is a must-have. The FHA lender should not be considered a real mortgage lender since they coordinate with the government-approved mortgage lenders who need to fulfill the precise FHA loan requirements Houston before being settled with FHA loan status.
Apple Watch Services in addition to Mend
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Buying mens shirts online UK is not a simple process because there is a wide range of options and styles. Shirts are not just a piece of cloths but have become an essential part of men's clothing. With a wide range of options for pockets, collars, cuffs, and pleats, collections are endless. There is also a wide range of variety with styles, fabrics, and colors that offer men a wide range of options. Not only are men's shirts to be chosen for a specific purpose, but they can also be chosen to enhance and protect the functionality of the user. The collar is one of the most important components of the shirt. Varying from the classic, traditional and English styles, they can be wide, narrow, contoured or extended and some can have rounded shapes. The collars will determine the formality of the shirt and, if properly selected, will enhance the personality of the wearer. The most useful collar is a button down because It looks great with or without a tie without giving up a fancy look. These shirts are generally worn with sports jackets, sweaters or blazers. The shirt cuffs come in many different styles. The designs are round, square, convertible or French with broken corners, angles, and sloping edges. The French are the most formal and worn with a suit but look great at any time. Handcuffs can contain one to three simple or smart buttons. So, when you are buying mens shirts online UK , you will also purchase the cuffs. When buying men's shirts, the pockets are considered as other attention. These come in classic styles, round flap or button. Choose whether you need a convenient pocket to reserve tickets or pens, but remember that small pockets provide a cleaner and sharper look. The Monograms T-shirts were marked for you to identify your shirt as commercial laundry. The monogram has become a choice of style. Monograms are usually placed on the wristband or the upper edge of the breast pocket. The patterns consist of a block, an angle block, a diamond, a triangle, a script, and an angle textbook.
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Medifirst Solutions (OTC: MFST)
Passage of 2018 Farm Bill Could Lead to a Flurry of M&A Activity in #CBD Sector With Established Players such as MFST an enticing Small Cap company with 3 amazing businesses: #CBD Company, FDA approved Laser, specialty pharmacy drug and consulting services. Very low Stock structure. Medifirst MFST has completed an agreement with Dr. Gupta Pharma LLC to distribute a line of premium #CBD oils. Dr. Sanjay Gupta, not related to Dr. Gupta of CNN, is a Harvard-trained physician who specializes in the treatment of pain, has significant experience using Marijuana and #CBD for treating pain. As the President of the American Pain Association, Dr. Gupta believes that #CBD, used under the guidance of a physician, can play a significant role in reducing pain and helping to curb the opioid epidemic. Medifirst Solutions (OTC: MFST) established in 2011, has an FDA cleared revolutionary and innovative laser technology and in a recently announced new division, offers specialty pharmacy drug and consulting services. MFST just announced huge news. Concierge Concepts Rx (CCRx), a division of Medifirst Solutions, has signed an exclusive three-year Specialty Pharmacy Consulting Agreement with QuickChek, a New Jersey based, billion-dollar company that owns 153 convenience stores including pharmacy services. They have 4000 employees in New Jersey and New York locations. There is no hotter sector in the pharmaceutical industry than specially drugs. Industry analysts project the total pharmaceutical industry to exceed $483 billion in 2020, with specialty pharmaceuticals making up 44% of the revenue. MFST s FDA cleared Time Machine Infrared Laser (TML) is an effective all natural, drug free option for people suffering from acute and chronic pain who exhausted traditional forms of treatment including injections, pills and surgery. Medifirst Solutions (OTC: MFST) calls it revolutionary because it has the power of a large stationary unit engineered into a small mobile hand-held laser with pinpoint accuracy. Many people see great results after just one treatment. That’s amazing! The TML is mainly used to alleviate pain but is also used to alleviate inflammation that is often the root of pain in these situations.. Visit Medifirst Solutions (OTC: MFST) website for more information and see some great testimonials and laser demonstrations. Medifirst Solutions (OTC: MFST) is poised to become a serious player in the healthcare sector. MFST is definitely a public company to add to your due diligence list.
American Premium Water (OTC Markets stock symbol: HIPH)
Breaking News: Passage of 2018 Farm Bill Could Lead to a Flurry of M&A Activity in #CBD Sector With Established Players American Premium Water (OTC Markets stock symbol: HIPH) American Premium Water Corporation (HIPH), the marketer and distributor of the first hydro-nano #CBD infused beverage on the market, is another company in the CBD space that has been linked to a larger, established beverage company. It was reported that American Premium Water’s CEO had met with National Beverage Corporation (FIZZ), the manufacturer and distributer of various beverage brands, including the premium carbonated brand LaCroix, to discuss a potential partnership or minority investment. This would make a lot of sense for National Beverage, whom has also been besieged by its own scandal involving arsenic with its signature brand LaCroix. American Premium Water announced that it acquired proprietary #CBD hydro-nano formulations, which National Beverage could utilize for its line of beverages, including LaCroix. An entry into the burgeoning #CBD space would re-invigorate the company, and they would be able to scale very quickly their wide distribution network a #CBD infused beverage where there is a lot of thirst for product. Most recently Lalpina Water became available on SingleSeed with Singlepoint, another public company that’s trades under the symbol $SING and has already received orders for over 200 bottles of the nano technology #CBD water. Lalpina is manufactured and produced by American Premium Water Corporation (HIPH). Both companies are elated to announce a successful first week of sales of the newly listed product Lalpina #CBD Water. SingleSeed has already received 25 orders for the 12 pack cases of water in the first week. The two companies plan to collaborate on additional offerings in the near future. HIPH s LALPINA #CBD will be sold at Come Back Daily pop-up. I live in New York, and the city (New York) has been slow to embrace #CBD like other cities (Los Angeles, Miami, Las Vegas) have. This pop-up is a great opportunity to bring exposure to the benefits of CBD and LALPINA CBD to the world's largest media market With the revenue #’s for HIPH increasing to $138,826 or 5023% compared to the same period in fiscal 2017, reducing its current liabilities by nearly 40%, or a total of $816,550 and all the amazing new developments we feel $HIPH is an amazing company to put on your radar ASAP.
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Ladder Dock Using ladders can be tricky and a safety hazard if not properly positioned or harnessed. There have been various cases of people missing their steps and falling off, or ladders slipping away. Whatever the case may be, a lot of caution has to be applied when dealing with ladders. In order to make the use of ladders very safe, and OSHA compliant, it is required that the ladders get secured to the edge of the roof, and this is where the ladder dock comes in. The ladder dock makes it possible for the ladder to get docked to the roof’s edge, and thus make it safe enough to be single point access to and from the rooftop. Advantages • It is non-corrosive, and the material is lightweight. • OSHA compliant. • It can be used with most of the ladders that are available on the market. • The device prevents slipping of the ladder from left to right. • The installation is easy. Step Straight A lot of ladder accidents occur at the top of the ladder, and usually at the point where the climber does a spin to either ascend or descend the ladder. The “Step Straight” device is designed to allow the ladder user climb all the way to the top and on to the elevated structure; hence the spin motion gets eliminated. Advantages • It is created with lightweight aluminum. • OSHA compliant. • It is non-corrosive. • Easy and quick installation process. • It eliminates the spin needed to get off or on the ladder. Both the Ladder Dock and Step Straight are OSHA extension ladder safety, and they ensure that there is a great deal of security is provided around the ladders and for the user of the ladder. It is not advisable to use substandard docks, as they can give way and cause fatal injuries. The market is saturated with various substandard products; this is why you need to tread carefully when making such purchases. It is best to opt for OSHA compliant products because they are designed according to the most recent safety standards and building codes, and that makes them safe for use, and they are easy to install.
Surge Holdings
SURG is a publically traded olding Company that is a revenue machine, has over 68 Million in assets; 1.6 Million cash in the bank and 1.4 Million in monthly recurring revenue a Crypto Token coming soon and a portal for CBD/Marijuna/Credit Card/Bills and any other payment you can think of! The SurgePays portal has emerged as SURG’s revenue engine and its implementation is correlated with future catalysts. We believe that SURG is primed to move sharply higher in concert with a series of expected catalysts ahead New stores are coming online, generating compounding and recurring revenue streams for Surge. Key metric: An estimated $1.5M in monthly revenue per 1000 stores, which should be continually replicated with greater sales penetration. SURG SurgePays, the Company’s innovative and industry-shifting merchant portal, is proving to be a valuable differentiator and business driver. As a primary component of the recent MOU signed with Pastime Foods, up to 40,000 new locations will use this SaaS portal (and become part of the SurgePays network) once the deal is closed and fully implemented. SURG may be better positioned than any firm in the country to provide true, broad-based retail distribution of CBD-based partner-company products through its network. The producing firms are only now focused on distribution and SURG’s network represents the prime market for CBD-infused product companies. With access to a large network of C-stores and other outlets, we believe the Company will soon add popular, profitable, high-profile 3rd party offerings to its network in the near term. And… The pending signing of the #FarmBill, which legalizes hemp, has provided a major boost to the companies in the $22B industry, which should translate to SURG. Driven by revenue gains and milestone events, Goldman’s report target price for SURG (link below) remains $3.25. When was the last time you saw an OTCQB with earnings? SURG has a #CBD #Marijuana payment portal and such a power team? SURG is it people
EnviroTechnologies International, Inc
Congress Passes 2018 Farm Bill; Lots of Green Potential to Gain Big in this Uncertain Market All of ETII’s products are poised for greater distribution now that the Farm Bill has passed Congress Chart Popping stock EnviroTechnologies International, Inc. OTC: ETII is a company that recently acquired #CBD Health Co., which manufactures and sells hemp-based #CBD health & supplement products to expand its consumer product offerings. #CBD Health Co offers over-the-counter #CBD products in the new, expanding and in-demand natural remedy space. #CBD s mission is to educate and help its customers understand how to help the human body achieve its full potential by providing high-quality products and information backed by science. $ETII ETII also markets and sells green, environmentally safe products and solutions to the Oil and Gas and the Food and Agriculture industries as well as consumer products, using the Company's unique technologies, which include proprietary machines that create electrolyzed oxidative water. #CBD Health Co. launched a sister fitness and media company that will market fitness hemp-based products and health films, Phytolife Fitness. Phytolife Media will release weekly videos on CBD health, meal preparation, and normal incorporation of our products into their diets, daily regimen and lifestyle. ETII also develops and markets proprietary, synergistic products for the oil and gas and agriculture industries as well as wellness products. The company’s products are safe, natural, and non-toxic and “green” products for industries that often show little concern for the environment but are now feeling the social and governmental need to go "green." The company’s completely green and natural products are proprietary, unique and highly effective innovations to its target markets including #CBD ETII has been climbing up the charts and could be climbing for your portfolio soon. Please visit: for more information on this growing company!
Choosing A Financial Advisor
With a large number of financial advisors trying to convince you with their qualifications and experience, how can you find one you can trust on? "Trust" is the key word here, where you depend on your financial security in the future. A good financial advisor like Steven Christian Dupont can help you identify the investments that work best for you according to your financial goals. He can also help you with an economics program to build your assets. First, identify your specific needs, such as your risk tolerance, your insurance needs, your taxes, and so on if you want to benefit in the short or long term. Once this is done, the choice of the financial advisor like Steven Christian Dupont becomes easy. Ask friends for referrals and get feedback on their own experiences. Then you should interview the consultant and ask questions about your background, history, services provided, investment approaches, and educational credits. Measure your comfort level with the consultant because you are looking for a long-term relationship. Never hesitate to put anything in your mind. No matter how senseless the questions might seem. Always remember your money and your future. Make sure your financial advisor has the time to meet you often, perhaps every three months, and explain everything you need to know. You should be able to provide a quarterly assessment and advise on any change in strategy. For this individual personal benefit, select a smaller company than a large company with many clients. Be sure to choose a paid consultant only instead of brokerage commissions. It is clear that advisors working on committees put their own financial gains before effective financial management. The consultant should understand your investment style and take risks. You must have experience and knowledge to manage your investments accurately. Someone advised customers, and the market fluctuations will not disappoint you. If your consultant started or led a company, he or she will have experience that may be helpful to you. In some cases, formal training compensates for the lack of practical experience. It’s important that your consultant works as a team and that the experts refer to it. Finally, make sure the consultant has no complaint or disciplinary action in the file. For intermediaries and securities firms, contact the NASD public disclosure hotline and check the registered investment advisers, contact the SEC investment hotline. Be careful not to hand your hard-earned money to dangerous hands. Above all, use your judgment. If you want your financial resources to flourish over time, you need to choose the right consultant.
Wholesale Travel Bag & Luggage Suppliers | B2b
No matter you are traveling internationally or domestically, you have to pack up perfectly and smartly. Traveling is addictively fun but it has its own struggles. Anyone who travels often knows that it is essential to have a comfortable and best quality luggage bag. To buy a durable quality bag at an affordable price, you can search the wholesale markets and can take advantage from all the accessible options. Purchasing bags and cases for wholesale luggage can helps you in various ways like feasible and easily available. Thousands of wholesale marketplaces grants a huge and wide range of luggage cases and bags. To ignore the problems of real-life marketplaces, you can find the options present on online market places. In this automated and digitized smart era, shopping and business world has turned in to a global village. The online stores have millions of types of bags and choices for wholesale luggage purchases. Not only this these online wholesale marketplaces provided bags and products manufactured by one of the leading and famous producers and manufacturers. Mentioned below are some of the most trustworthy and most immensely-utilize online stores which provide best quality luggage cases and bags and other associated products:

1. Alibaba: Alibaba is a well-known name in online marketing and shopping. This podium grants you a wide range of some of the best and traveling products and suitcases. Alibaba provides its consumers with high-quality bags and amazing opportunities for wholesale trade and consumption. Alibaba allows its customers to purchase and place an order of more than one bags and suitcases and that too at considerably low price. Alibaba has all types and kinds of travel cases and bags that will surely meet your travel requirements and needs. Alibaba is known for offering more than a thousand wholesale luggage products, suppliers and different options.

2. eWorldTrade: Living in this digital era, eWorldTrade have made businesses dealing so much easy. This change in technology has taken over the business world proving itself as the easiest way of dealing with other businesses. eWorldTrade is covering all the business platforms to help your business to grow and nurture. The fame of the eWorldTrade is also increasing with the rate of digitization. eWorldTrade is one of the leading online business portal which has its partners across the globe. eWorldTrade is offering premium features and services product postings to catch the attention of the buyers, suppliers and manufacturers.

Stated above are the top leading online stores that grant their consumers and users with thousands of choices and a huge array of traveling products. If you are planning a vacation or a rip, you should visit these online stores for the best and high-quality travel products.
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